Figure Q3 consumer loan volume rises to $5.12bn

Figure Technology Solutions said its preliminary unaudited consumer loan marketplace volume for the quarter ended September 30, 2026 came in at $5.119 billion, placing it at the high end of the company’s previously issued $4.8 billion to $5.2 billion guidance range. The figures were reported on October 6, 2026 and are described by the company as preliminary and subject to completion of financial closing procedures.

If you follow broker and platform businesses that depend on loan origination activity, the main point here is the scale of Figure’s marketplace flow. For September alone, consumer loan marketplace volume was $1.783 billion, compared with $1.640 billion in August and $876 million in September 2025. For the full quarter, the company reported $5.119 billion versus $4.259 billion in Q2 2026 and $2.469 billion in Q3 2025.

Figure also said $YLDS in circulation was $504 million in September, up from $446 million in August and $21 million a year earlier. On a quarterly basis, $YLDS in circulation was $504 million in Q3 2026, compared with $556 million in Q2 2026 and $21 million in Q3 2025.

The company’s Democratized Prime platform showed matched offers balance of $588 million in September, borrower demand of $600 million and available lender supply of $825 million. In Q3 2026, those same measures were $588 million, $600 million and $825 million, respectively, compared with $392 million, $414 million and $522 million in Q2 2026.

Figure said the consumer loan marketplace volume figures exclude volume originated on the Kiavi platform after the September 1, 2026 closing of the merger. The company said its previously issued Q3 2026 guidance did not include Kiavi’s contribution, and that Kiavi loan volumes for the approximate one-month post-merger period will be included with Figure’s Q3 2026 financial results, due in November.