Figure reports September, Q3 consumer loan volume at high end of guidance

Figure Technology Solutions said preliminary unaudited operating data for September and the quarter ended September 30, 2026 came in at the high end of the company’s previously issued guidance range of $4.8 billion to $5.2 billion.

For retail readers following the stock or the business model, the key point is that Figure’s core consumer loan marketplace volume is still being reported separately from Kiavi after the September 1 closing. The company said September consumer loan marketplace volume was $1.783 billion, up from $1.640 billion in August and $876 million a year earlier.

For the third quarter, consumer loan marketplace volume was $5.119 billion, compared with $4.259 billion in the second quarter and $2.469 billion in the same period of 2025. Figure said the September and third-quarter figures exclude volume originated on the Kiavi platform after the merger closed.

The company also said $YLDS in circulation was $504 million in September, compared with $446 million in August and $21 million a year earlier. Democratized Prime matched offers balance was $588 million in September, with borrower demand at $600 million and available lender supply at $825 million.

For the quarter, Figure said $YLDS in circulation was $504 million, down from $556 million in the second quarter. Democratized Prime matched offers balance was $588 million, borrower demand was $600 million and available lender supply was $825 million in the third quarter, versus $392 million, $414 million and $522 million in the second quarter.

Figure said Kiavi loan volumes for the approximate one-month period after the merger will be included with its third-quarter 2026 financial results, which it expects to release in November. The company said the operating data in this release is unaudited and preliminary, based on estimates, and subject to completion of financial closing procedures.